Price After Fees
What you actually keep.
What you actually keep.
How to use Price After Fees
- Enter your sale price
- Add the percentage fee and the fixed per-transaction fee
- Read total fees and your exact net payout
About Price After Fees
The Price After Fees Calculator shows exactly how much money you keep after a payment processor takes its cut. Enter your sale price, the percentage fee, and the fixed per-transaction fee, and it instantly returns your total fees and your net payout — the amount that actually lands in your account. Because it uses the standard percentage-plus-fixed model, it fits PayPal, Stripe, Square, and almost any processor that charges a rate plus a flat amount per sale.
It also surfaces the effective fee rate, which is your total fees as a share of the sale price. That number matters because a flat fee eats a bigger slice of small transactions, so a $5 sale can lose a far higher percentage than a $500 one. Seeing the effective rate helps you price low-ticket items and decide whether a sale is even worth taking. The same percentage-plus-fixed math works for other deductions too — if you want a price after a percentage tax plus flat fees, you can enter those figures and read off the combined total.
You can pick from ten common currencies, including USD, EUR, GBP, CAD, AUD, JPY, INR, BRL, MXN, and SGD, and results format and recalculate in real time as you type. It is completely free with no signup, no limits, and nothing to click through. Everything runs in your browser, so your prices and fee figures are calculated on your own device and never uploaded to a server.
Frequently asked questions
- How are payment processing fees calculated?
- Most processors charge a percentage of the sale plus a fixed amount per transaction. This tool uses the formula: fees = sale price × percentage fee + fixed fee, and net payout = sale price − fees. For example, a common rate is 2.9% + $0.30, so on a $100 sale the fee is $3.20 and you receive $96.80.
- Does this work for PayPal and Stripe?
- Yes. PayPal, Stripe, Square, and most similar processors use a percentage-plus-fixed fee model, which is exactly what this calculator computes. Just enter the specific percentage and fixed fee your provider charges to get an accurate net payout, since rates vary by provider, region, and transaction type.
- What does net payout mean?
- Net payout is the money that actually reaches your account after the processor deducts its fees. It equals your sale price minus the percentage fee and the fixed fee combined. This is the number sellers care about most, since the sticker price is not what you take home.
- How do I find out what fee my processor charges?
- Check your provider's pricing page or a recent payout statement, which lists the percentage and the fixed per-transaction fee. A widely used rate is 2.9% plus $0.30, but yours can differ by provider, country, card type, and whether the sale is in person or online. Enter your exact numbers for an accurate result.
- What is the effective fee rate?
- The effective fee rate is the total fees expressed as a percentage of the sale price. Because the fixed fee is a larger share of small transactions, the effective rate is higher on low-priced sales and lower on high-priced sales, even though the stated percentage stays the same.
- Can I use this for car price after taxes and fees?
- This tool subtracts fees from a price, so it is built for sellers who want their net payout rather than for stacking sales tax on top of a car's sticker. That said, it uses a percentage-plus-fixed model, so you can enter the car price, your sales tax rate as the percentage, and doc or registration charges as the fixed fee to see the combined taxes and fees. To get the out-the-door total you pay, add that fee figure back onto the price instead of reading the net payout.
- Does it handle international or currency conversion fees?
- You can display results in ten currencies, but the calculator only applies the percentage and fixed fee you type in. Cross-border or currency-conversion surcharges are not added automatically, so if your processor charges extra for international sales, fold that into the percentage or fixed fee before calculating.
- Can I use different currencies?
- Yes. You can choose from ten common currencies including USD, EUR, GBP, CAD, AUD, JPY, INR, BRL, MXN, and SGD. Results are formatted in your selected currency automatically.
- Is this tool free?
- Yes, it is 100% free. There is no signup, no account, no usage limit, and no paywall. You can use it as many times as you want.
- Is my data uploaded anywhere?
- No. The calculator runs entirely in your browser using JavaScript. Your sale price, fee percentage, and other inputs never leave your device and are not sent to any server, stored, or tracked.