CAGR Calculator
This CAGR calculator finds the compound annual growth rate of an investment or a
This CAGR calculator finds the compound annual growth rate of an investment or a
How to use CAGR Calculator
- Enter the beginning value and the ending value of your investment.
- Enter the number of years between them (decimals are allowed).
- Read the CAGR, total return, total gain, and year-by-year growth path instantly.
About CAGR Calculator
This CAGR calculator finds the compound annual growth rate of an investment or any value over time. Enter a beginning value, an ending value, and the number of years, and it computes the single constant yearly rate that would grow the first figure into the second, using the formula (End / Begin) ^ (1 / years) − 1. It also shows the total return over the whole period, the total gain in dollars, and a year-by-year growth path implied by that rate.
CAGR is a smoothing measure. It assumes steady, uninterrupted compounding and treats the money as if it grew by the exact same percentage every year, so it ignores the real ups and downs along the way, as well as any deposits, withdrawals, taxes, fees, or inflation during the period. It is useful for comparing investments over different time spans on an equal footing, not for predicting future results.
Everything runs privately in your browser. Nothing you type is uploaded, saved, or sent anywhere, and the calculation happens instantly on your own device with no account required.
Frequently asked questions
- What is the CAGR formula?
- CAGR = (Ending value / Beginning value) ^ (1 / number of years) − 1, expressed as a percentage. For example, going from $10,000 to $25,000 over 5 years gives (25000/10000)^(1/5) − 1, about 20.11% per year.
- How is CAGR different from total return?
- Total return is the overall percentage change across the entire period ((End / Begin) − 1). CAGR converts that into a single annualized rate, so you can compare investments held for different lengths of time. This tool shows both.
- Does CAGR account for deposits, taxes, or inflation?
- No. CAGR only uses the starting value, ending value, and time. It ignores any contributions or withdrawals made along the way, and it does not adjust for taxes, fees, or inflation. Treat the result as a smoothed, nominal growth rate.
- Can I use decimals for the number of years?
- Yes. You can enter fractional years like 3.5 or 7.25. The calculator uses the exact value you provide, and the final point in the growth path reflects your actual ending value.
- Is my data private?
- Yes. The calculation happens entirely in your browser using JavaScript. No values are sent to a server, stored, or logged, and no sign-up is needed.